Dear Mortgage Lenders:

My name is Steven Gile, and I am a real estate appraiser within Monterey County, California. I have lived and worked the area since 1987. My goal is to provide clients like yourself with the best product possible using the appropriate standard form reports and meeting USPAP and FIRREA requirements with no return conditions from any underwriters.

The following are some reasons why my office may be different from my competitors:

1. Free CMA (comparable search to help establish a realistic view of value) - This will help you in the decision process and may save valuable time setting up a borrower's file.
2. Realistic turnaround time and fee quoted - No padding here, honesty is the key! If I cannot meet your turnaround time, you have every right to use another appraisal firm.
3. Professionalism - When meeting with borrowers, I will be professional, answer all questions to the best of my ability and will provide an unbiased appraisal in a timely manner.

Available upon request:

• Real Estate Appraisal License
• Errors & Omissions
• Professional Liability Insurance

Call us directly to discuss how we can assist you, 831-772-0456.